Langsung ke konten utama

5 Things You Should Know Before Submitting Instant Approval Card Applications

 At the rate how mailboxes are bombarded with credit card offers, it’s probably amazing for anyone not to have considered these cards at least once. Nonetheless, credit card companies now make it even easier for consumers to apply for a credit card through instant approval card applications. There are a few things you should know before actually making a card application online or through the phone. 



1. You need a good credit history


In order for quick approval, it is essential for a potential user to possess a good credit history. This means that the user pays his bills on time and does not have any financial hiccups in his credit report. The credit report is obtainable from a credit bureau, which will be contacted by the card company at the time of the application. If all goes well, the credit card will be approved within minutes.



2. Interest rates corresponds with the health of your credit report

If your credit history is not something you are proud of, there is a slight possibility that your application will not be instantly approved. You don’t have to worry if this occurs though, as these companies may make allowances for you due to high competition in the credit business. Most of the time, they will just charge you higher interest rates as you are of a greater risk. Also, due to the extra qualification process, the arrival of your card may be delayed. 



3. You need to wait a few days for the card to arrive

A common misconception with these cards is that the applicant will instantaneously receive the card upon approval. No matter how fast your Internet connection is, the card is delivered in an envelope, not in bytes. Thus, it is not a very good idea to have an urgent transaction depend on these card applications. 



4. You need to do your research 

Do not let the convenience of getting a quickly approved credit card cloud your judgement on your selection of a credit card. It is not worth making higher payments in exchange for a shorter wait for a credit card. 



5. You need to find a secure connection to submit your personal information.

As with all forms of online transactions, you should never use a public computer to submit your personal information. With the recent spat of identity thefts, it is wiser to be safe than sorry, especially when it comes to credit cards.



Komentar

Posting Komentar

Postingan populer dari blog ini

A Guide to Online Classifieds

 Some naysayers way back in the 1990s predicted that online shopping wouldn’t last. Sure, and they said television was a passing fad, too! As we all know, just the opposite has occurred. There’s a television in every household, and more than likely, the homeowner bought their television online—along with his books, music CDs, clothes, and maybe even his home. Internet shopping is bigger than ever. You can find anything and everything for sale online. Many times, you can find it cheaper online than anywhere else. Internet shopping offers so much more than a discounted price tag, though. Imagine a shopping mall where there are no lines, where there are no jammed parking garages, and no pushy sales clerks. This is no land of make believe. It is the Internet, where you can discover unprecedented selection, convenience, and opportunities.  Online shopping gives you the luxury of browsing hundreds of stores from your living room, while saving on time and frustration. It provides you...
Posting Komentar
Read more »

You Want To Market Your Business, But Do You Have The Time?

 Well, do you? If not, how do you have time to run a profitable business? By profitable, I am not just talking about money. I also include time to do what you want in profitability. Time is money right?  I am going to give you golden nuggets of time management wisdom that I personally use in my direct response copywriting business. To qualify that these actually work...I utilize all of these methods personally, and I &quot;work&quot; no more than 4 hours a day! Use them in your business today!  1) <b>The foundation is your desk. </b>How clean and organized is your desk? Do you adopt the principle of &quot;use it, file it, or throw it away&quot; with every single item that comes across your desk? You either use information (paper, email, whatever), file information (only if you have TIME STAMPED when you are going to use it), or throw it away completely! Some items are just not important enough to waste valuable time on.  2) <b>Magazi...
Posting Komentar
Read more »

Great Reasons to Love On-Line Shopping

More and more people are shopping on-line today than ever before, especially with the holidays just around the corner.  We’re looking for gifts for our kids, gifts for our family, and gifts for our friends. But is shopping on-line safe?  Is our information secure?  Is it convenient?  For as many of those who are on-line shoppers (and I am a big on-line shopper myself), there are just as many, or more, who don’t or won’t shop on-line.  They cite various reasons for their reluctance.  Believe me, it can be scary to try new things.  So,  I  have considered the reasons for their fear and apathy and have come up with what I believe are great reasons you gotta love on-line shopping.    1.  Security Issues Many people are worried about putting their personal information out into “cyberspace”.  Personally, I feel safer on-line.  Identity theft actually occurs more in the malls and department stores than on-line according to a...
Posting Komentar
Read more »